Commercial Lines
You can contact us at
1-866-968-0019 (Florida) or 813-889-0019 to speak with an agent.
Commercial FAQs
Types of Business Policies
Commercial Vehicles
Trucking-Related CoveragesThe success of a business, whether it's a tiny enterprise run out of a basement or a large corporation, is largely dependent on hard work and ingenuity. However, no matter how industrious you are, one disaster can wipe out all your profits and even destroy your business. The key to making sure that all the effort and money you have invested in a business doesn't disappear when a disaster strikes is to protect it with the appropriate insurance. *
In this day and age you must do everything possible to provide your employees with a work environment that emphasizes their safety first and foremost. We have specialized products for those companies having favorable loss experience and a strong emphasis on safety. Some of our companies even offer extensive loss control services and risk management consulting as a policy benefit.
Otero Insurance Group specializes in the construction and transportation industries; however, whatever type of business insurance you may need, we can help you find coverage or refer you to an agency that can.
Types of business policies available
Types of business insurance we offer:
General Liability
- Independent Contractors
- General Contractors
- Premises Liability
- Garage Liability
- Umbrella Coverage
Commercial Property
- Commercial Buildings
- Construction Tools
- Construction Equipment
- Property in Transit – Cargo Coverage
- Farm Equipment
- Computer Equipment (EDP)
Commercial Vehicle (Fleets of 1-1000 power units)
- Business Auto
- Light Service Use (Electricians, Plumbers, etc)
- Local / Intermediate Trucking
- Dump Trucks – Dump Body Trailer
- Tow Trucks
- Long Haul Truckers
- Agricultural Trucks
- Cement Mixers
- Pumper Trucks
- Car Carriers
- Catering Trucks
- Delivery Vans
- Trailers – Auto Haulers, Dry Freight Trailers, Horse Trailer, Flatbed Trailer
- All Vehicle types
Bonds
- Fidelity Bonds
- Employee Dishonesty (ie - Janitorial Bonds)
- Crime Coverage
- Condiminium Fidelity Coverage
- Forgery Coverage
- License & Permit Bonds
- Notary Bonds
- Contract Bonds (ie – General Contractors)
Employee Benefits
- Group Health Insurance
- Executive Bonus Plans
- Funding for Buy/Sell Agreements
- Business Continuation Planning
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