Flood Insurance for Florida
Homeowners, Renters, and
Business Owners in Tampa,
Orlando, Tallahassee,
Jacksonville, Panama City,
and All Other Areas of
Florida.
As any resident of the state
knows, Florida is especially
susceptible to flooding due
to the low-lying terrain,
our frequently heavy rain,
and hurricanes. But, what
many homeowners don’t know
is that
home insurance policies
DO NOT cover losses from
floods, leaving your
belongings and the
structural integrity of your
home unprotected. In
addition, the National Flood
Insurance Program (NFIP)
only offers coverage of up
to $250,000. If your home
and its belongings are worth
more than that, then you’ll
need additional coverage to
take care of the rest.
As any resident of the state
knows, Florida is especially
susceptible to flooding due
to the low-lying terrain,
our frequently heavy rain,
and hurricanes. But, what
many homeowners don’t know
is that home insurance
policies DO NOT cover losses
from floods, leaving your
belongings and the
structural integrity of your
home unprotected. In
addition, the National Flood
Insurance Program (NFIP)
only offers coverage of up
to $250,000. If your home
and its belongings are worth
more than that, then you’ll
need additional coverage to
take care of the rest.
Although many homes in
Florida are required to have
flood insurance, even homes
that are out of the high
risk areas can still be
seriously damaged by high
waters and heavy rain,
making flood insurance one
of the smartest investments
a homeowner – or
renter
– can make. In fact, just
two inches of water in your
home could cost you up to
$7,800, and almost a quarter
of NFIP claims are made by
those in low to moderate
risk areas.*
If you want to protect your
home and its contents, then
OIG can help. We offer flood
insurance to Florida
property owners, renters,
and
business owners
throughout the state, from
our hometown of Tampa to
Orlando and across the coast
to St Augustine.
At OIG Insurance, providing
you with an accurate
flood insurance quote is
our most important goal – by
using specific information
about your home, including
base flood elevation as it
compares to your lowest
floor, we can calculate the
best possible rate. Many
agents quote flood
incorrectly, resulting in
higher premiums than
necessary, but the experts
at Otero can provide you
with a precise, accurate
quote to ensure you get the
coverage you need at a price
you can handle. Whether
you’re looking for building
and contents coverage, or
content only, we can help
you find an affordable
policy that is tailored to
your requirements. |
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