
Homeowner’s Insurance
Related Links:
Understand the Value of your Home
Renters Insurance
Flood Insurance
Home Based Business
While many Florida insurance agencies can’t secure coverage for their clients, Otero Insurance Group has always maintained availability for their clients with Admitted insurance carriers. Our goal is to have the markets & programs available for our clients to provide stable, long-term homeowners insurance, regardless of where you live in Florida. Our homeowners markets offers competitively priced coverage for a range of sizable and complex homeowners exposures, including mid- to high-value properties, older homes, secondary/seasonal residences, rental properties, builders risks and homes with prior losses.

Product Highlights:
- Primary, secondary/seasonal and rental coverage available
- Unlimited dwelling coverage limits in excess of $500,000 available
- High Value Coastal Properties
- Wind deductible buyback coverage available
- Home-based business coverage available
- Coverage for Golf Carts
- Personal Article Floater
- Flood Insurance
- Mobile Homes