Annual Reviews
Your Life and Your Business Has Changed Over the Past Year, But Has Your Insurance Kept Up?
Some important things to consider in your annual review:
» Has my marital status changed? Now married or divorced?
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We have a new baby! Are we adequately covered?
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My teenager now has a driver’s license. Is he or she automatically covered?
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What is my Auto or Home policy deductible and what amount should I choose?
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Have I added ALL household residents to my auto policy?
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Do I need a Personal Umbrella Policy?
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Have I added ALL my properties, vehicles, drivers and businesses to my existing Umbrella
Policy?
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I run a business out of my home – Do I need Home-Base Business Insurance?
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Do I have adequate coverage on my home?
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We added a pool or did significant renovations? Is that covered automatically?
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Do I have a separate FLOOD Insurance policy? If not you could be in major peril.
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Have I added coverage to my Homeowners Policy for my jewelry, watches and firearms? If not
they are only covered to $1000 TOTAL
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Have I covered the items I pull with my trailer hitch? Boat? RV? Trailer?
Business Insurance review questions
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Have my needs changed this year?
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Do I carry more inventory or less?
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Have I purchased any new equipment / Have I sold any?
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Do we perform new and different job descriptions this year?
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Have my sales increased/decreased?
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Do I have the same employees?
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Have I hired / laid off employees? (is my payroll different?)
Have I made improvements to my Commercial Property?
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New Roof?
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Alarm System?
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Have I started to lease part of my building to a Third Party?
I wonder if I would be covered if?
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My freezer broke down and spoiled my entire inventory?
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My door was left unlocked and someone stole all my equipment?
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If I use my private vehicle for my commercial business?
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If I give a client the wrong advice and they suffer a loss because of it?
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If I make a mistake installing something and it causes a loss to my client?
Do my commercial tenants?
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Provide me with certificates of Insurance every year?
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Engage in a business that is dangerous or considered risky to my insurance company?
How do I rate my current Insurance service?
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Does my agent call me every year to review any changes I might have?
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If I call my agent, do they promptly return my call?
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Do I receive helpful hints on safety and risk management?
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Do I receive increases in premium without explanation?
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Does my agent seem to remember me and treat me in a friendly personalized manner?
Please call us today at 1-866-968-0019 or contact us by email to set up a time to discuss these questions with one of our agents.


